From group creation to payout — a complete digital infrastructure for modern stokvels.
Savings, investment, grocery, burial, or rotating credit — choose the model that fits your community.
Invite members, track attendance, assign roles, and manage your group with ease.
Automated contribution schedules, payment tracking, and penalty management.
Capture and manage group bank details securely with encrypted storage.
Rotating payouts, fixed-date distributions, or annual disbursements — you set the rules.
Draft, share, and get every member to accept your group's rules and constitution.
From setup to payout — five steps that keep your stokvel transparent, compliant, and automated.
Choose model type, contribution amount, payment day, late penalties, and payout schedule.
Bank name, account number, branch code and account type — funds route here on every approved payout.
ID validation, next-of-kin and personal bank details captured at signup. A generated digital constitution is signed.
Members authorise recurring debit orders matched to the creator's rule. Defaulters flagged instantly.
Treasurer or Chairperson digitally signs off before any money leaves the platform wallet.
Every outgoing transfer needs a second signature. Every member sees the live ledger. Every contribution is traceable.
Creator + Treasurer must both approve payouts.
SA ID numbers verified at member onboarding.
Pool balance, monthly contributions, defaulters — visible to all.
Auto-generated rules every joining member ticks to agree.